RRIF

Invest for retirement income with a registered retirement income fund (RRIF).

A RRIF lets you convert your registered retirement savings into retirement income. You can invest the registered retirement savings you hold in a RRIF, and your investments will grow tax-free and you will receive regular retirement income.

All Empire Life mutual funds are eligible RRIF investments.

Is a RRIF for you?

If you are retired and want to maintain control over your investments, converting your RRSP to a RRIF may be the best solution for you.

A RRIF can help you earn the income you need to enjoy your retirement in comfort.

How RRIFs work

When you set up a RRIF, the investments you hold in it grow tax free. You must make an annual minimum withdrawal from your RRIF. This provides you with retirement income.

You can set up a RRIF before you turn 71, but you can’t contribute money to it until then.

Visit the Canada Revenue Agency website to find out more about:

Get an Empire Life Investments RRIF working for you

Talk to your advisor before investing.